Affordable Housing

Affordable Housing Explainer (Q&A)
4th Round Affordable Housing Documentation
Affordable Housing Opportunities in Medford

What is Affordable Housing?

Zoning, Courts, Local Control & Why It’s Not As Simple As Everyone Thinks

We understand everyone’s concerns and hear the questions all the time, like:
“Why can’t the Township just say no to more development?”
“What even is affordable housing anyway?”
And sometimes, “Is this going to change our town?”

So, let's examine the topic more closely.

What does “Affordable Housing” actually mean?

Generally, affordable housing are dwelling units for people with moderate income, such as a recent college graduate who may have been living in Medford his or her whole life, a new teacher, police officer, or firefighter, perhaps a family working multiple jobs just trying to get by or a senior citizen living on a fixed income. These are some of the people who need affordable housing in New Jersey.

Affordable housing refers to places people can live without spending more than 30% of their income.

And the Township tries very hard to insure that these homes don’t look any different than other homes in town. They’re just legally limited in what they can be rented or sold for. It’s that basic.

Why does the Township approve of this?

First, because we’re legally obligated to provide affordable housing opportunities, like most of the towns in New Jersey.

The NJ Constitution (through an interpretation by the New Jersey Supreme Court, which has labeled the right to affordable housing as the “Mount Laurel Doctrine”) says every town has to do its part to provide affordable housing. If a town refuses to comply, the courts or any housing developer can override our zoning by filing a “Builder’s Remedy” complaint. Rather than facing court action, it is better for the Township to determine suitable locations for affordable housing opportunities so that the Township does not lose control of what gets built and where. The courts have taken over towns planning boards and ordered hundreds of affordable housing units to be built without the town having any say whatsoever.

The New Jersey Department of Community Affairs divided the State into six regions and within each region, assigned most towns a number of affordable units that need to be created within the next 10 years.

By creating a State-approved affordable housing plan, we continue to remain in charge of the process and avoid the risk of having developers come in and build affordable housing anywhere they want.

Can't we just say no?

If the Township doesn’t comply, we open ourselves up to lawsuits—and developers could build without having to follow our zoning rules. That means no limits on building size, density, open space, parking, traffic, buffering or design. Not exactly an ideal outcome.

Who qualifies for affordable housing?

The State determines income limits based upon household size on an annual basis. Here is how the numbers look for CY2025: https://www.nj.gov/dca/hmfa/about/regulations/docs/UHAC_Income%20Limits.pdf

How many affordable housing units is Medford actually required to provide?

For the 4th round of affordable housing, the State has determined that Medford has a prospective need of 171 units.

What are the different ways a town can meet its affordable housing obligation?

A town may meet its requirements by having single family homes, multi-family homes, apartments, group homes and senior homes. Because affordable houses must be sold for less than the cost to construct them, the courts have required towns to give builders “bonus densities” that allow more homes to be built at regular prices to subsidize the affordable houses. Generally, the courts and regulations require towns to allow a builder to build 5 regular price homes for every affordable home that is built.

One option is to approve a development that only has affordable housing and no regular price homes. Medford took full advantage of this option in prior rounds. Small scale projects have been completed by Allies and Family Services. Large scale projects have been approved by partnering with MEND (32 units at Medford Senior Living) and Volunteers of America (70 units at Hartford Village). . Such stand alone affordable housing projects require State tax credits to accomplish the required subsidy to support the affordable housing. The criteria for obtaining such tax credits is both stringent and competitive. We have tried very hard to find similar 100% affordable housing developments for this Fourth Round but have not been able to find a landowner willing to cooperate with an affordable housing developer that can obtain tax credits. For example, the Volunteers of America 70 unit affordable housing development on Hartford Road required a $400,000 contribution subsidy from the Township.

Conclusion:

Although we would strongly prefer to keep our open spaces, forests and farms free from any more residential development, having an approved Affordable Housing plan enables the Township to determine when, where and how new housing is permitted to be developed to meet the Township’s constitutional obligation to provide such housing.

The Township of Medford is now seeking interested landlords to participate in the Township’s Rental Housing Rehabilitation Program! Owners of rental units can receive up to $15,000 per unit for major code-compliance repairs in exchange for applying a deed restriction to maintain each program-assisted unit as affordable housing. Click on the flyer HERE; visit CGP&H or contact Dan Levin at [email protected] for more information.

4th Round Affordable Housing documentation

RESERVE AT IRONBRIDGE ADOPTED 3.17.26

TROLLINGER – STONEBRIDGE REDEVELOPMENT PLAN ADOPTED 3.17.26

THE LANDINGS AT KIRBY’S MILL ADOPTED 3.17.26

2.27.26 TDG Kirbys EFS RD Plan for Intro

2.27.26 TDG Ricks Ironbridge RD Plan for Intro

2.27.26 TDG Trollinger Stonebridge RD Plan for Intro

Site Suitability Analysis TROLLINGER SITE MEDFORD MOUNT HOLLY ROAD

Site Suitability Analysis CAMP EFS SITE FOSTERTOWN ROAD

Site Suitability Analysis FLYING W FOSTERTOWN ROAD

Site Suitability Analysis RICK’S AUTO BODY SITE EAYRESTOWN ROAD

Preliminary Investigation Stahl-Camp EFS 1.16.26

Preliminary Investigation Park View at Kirby's Mill 1.16.26

PUBLIC NOTICE PLANNING BOARD HEARING 1/28/26

PRELIMINARY INVESTIGATION STUDY AREA BLOCK 302 LOTS 39.03 & 28.02 MAP

PRELIMINARY INVESTIGATION STUDY AREA BLOCK 803 LOTS 6.01 & 6.02 MAP

AMENDED 2025 HOUSING ELEMENT AND FAIR SHARE PLAN 12.17.25

MEDIATION AGREEMENT WITH FAIR SHARE HOUSING 12.8.25

PUBLIC NOTICE PLANNING BOARD HEARING 6/25/2025

2025 HOUSING ELEMENT AND FAIR SHARE PLAN

APPENDIX EXHIBITS 2025 HEFSP

2025 MEDFORD HEFSP FILED 6/27/25

2025 MEDFORD HEFSP PART 2 FILED 6/27/25

2025 MEDFORD HEFSP PART 3 FILED 6/27/25

2025 MEDFORD HEFSP PART 4 FILED 6/27/25

PLANNING BOARD RESOLUTION 14-2025 ADOPTING HEFSP FILED 6/27/25

TOWNSHIP RESOLUTION 109-2025 ADOPTING HEFSP FILED 6/27/25

The Flying W Redevelopment Plan

The Township of Medford is now seeking interested landlords to participate in the Township’s Rental Housing Rehabilitation Program! Owners of rental units can receive up to $15,000 per unit for major code-compliance repairs in exchange for applying a deed restriction to maintain each program-assisted unit as affordable housing. Click on the flyer HERE; visit CGP&H or contact Dan Levin at [email protected] for more information.

Who Qualifies for Affordable Housing?

To be eligible for affordable housing in Medford, a household’s income must be below the income limits for the development in which the affordable housing is located, either for low or moderate levels. A moderate-income household is classified as earning between 50 percent and 80 percent of the area median income. A low-income household is classified as earning less than 50 percent of area median income, and a very low-income household earning less than 30 percent of the median. Families, single person households, and seniors all qualify for affordable housing. The application for each project will list the income limits.

Individuals interested in applying for affordable housing should contact the Administrative Agent for each project. Their contact information is included below in the description of each affordable housing development.

For general questions on affordable housing in the Township, you can contact Triad Associates by email at [email protected] by phone at 856-690-5749. Triad Associates is the Administrative Agent for the Township of Medford and assists with all general housing questions. You can also contact the Township’s Municipal Housing Liaison. The Municipal Housing Liaison for the Township of Medford is Ann Bell. Her office is located at 49 Union Street, Medford, NJ. She may be reached by phone at (609) 654-2608 ext. 324 or by email at [email protected]. The Municipal Housing Liaison serves as the municipality’s primary point of contact on affordable housing issues.

Additional locations for affordable housing are listed at the New Jersey Housing Resource Center https://nj.gov/njhrc/ , a website that was established by the New Jersey Housing and Mortgage Finance Agency. The site is an on-line, searchable database of affordable housing in the State. The Housing Resource Center provides a listing posted by developers, landlords, and municipalities of available affordable housing. Available units are listed with contact and application information.

Fair Housing and Equal Housing Opportunities

It is unlawful to discriminate against any person making application to buy or rent a home with regard to race, creed, color, national origin, ancestry, age, marital status, affectional or sexual orientation, familial status, disability, nationality, sex, gender identity or expression or source of lawful income used for mortgage or rental payments.

For more information on discrimination or if anyone feels they are a victim of discrimination, please contact the New Jersey Division on Civil Rights at 1-866-405-3050 or https://www.njoag.gov/about/divisions-and-offices/division-on-civil-rights-home/.

Fair Housing and Equal Housing Opportunities

Affordable Housing Opportunities in Medford

The following is a list of affordable owner-occupied and rental housing units in the Township of Medford.

Individuals interested in applying for affordable housing should contact the Administrative Agent for each project. Their contact information is included below in the description of each affordable housing development.

For general questions on affordable housing in the Township, you can contact Triad Associates by email at [email protected] by phone at 856-690-5749. Triad Associates is the Administrative Agent for the Township of Medford and assists with all general housing questions. Their physical address is 1301 W. Forest Grove Road, Vineland, NJ 08360 ; and their website is Triad Improving Housing Opportunities (https://www.triadhousingprograms.com/ )

OWNER-OCCUPIED DEVELOPMENTS

1.  Heritage at Medford (55 + Community)

Jennings Road
Units may be available as Resales
Two Bedroom/One bath units with a garage
To be placed on the waiting list go to Triad Improving Housing Opportunities (https://www.triadhousingprograms.com/)

Administrative Agent:

Triad Associates
[email protected]
1301 W. Forest Grove Road, Bldg 3 ▪ Vineland, NJ ▪ 08360
Phone: 856.690.5749

2.  Wyngate Medford (55 + Community)

Hartford Road and Moorlinch Blvd
Units may be available as Resales
Two Bedroom/One bath units with a garage
To be placed on the waiting list go to Triad Improving Housing Opportunities (https://www.triadhousingprograms.com/)

Administrative Agent:

Triad Associates
[email protected]
1301 W. Forest Grove Road, Bldg 3 ▪ Vineland, NJ ▪ 08360
Phone: 856.690.5749

3.  Wildflowers at Medford (55 + Community)

Jennings Road and Broadview Drive
Units may be available as Resales
Two Bedroom/Two bath units with a garage
To be placed on the waiting list go to Triad Improving Housing Opportunities (https://www.triadhousingprograms.com/)

Administrative Agent:

Triad Associates
[email protected]
1301 W. Forest Grove Road, Bldg 3 ▪ Vineland, NJ ▪ 08360
Phone: 856.690.5749

4.  Habitat for Humanity Burlington County – Non-profit Developer

Scattered Site For Sale Family Units
Units may be available as Resales
To be placed on the waiting list go to Triad Improving Housing Opportunities (https://www.triadhousingprograms.com/)

Administrative Agent:

Triad Associates
[email protected]
1301 W. Forest Grove Road, Bldg 3 ▪ Vineland, NJ ▪ 08360
Phone: 856.690.5749

RENTAL DEVELOPMENTS

5.   MEND - Non-profit Developer

8 Jones Road, Medford NJ

Medford Senior Residence (Senior Citizens Age 62+ & Persons with Special Needs)

Units may be available as Rentals upon vacancy

One- and Two-Bedroom Apartments

To request an application and be placed on the waiting list for this development, contact the

Administrative Agent:

MEND - Medford

6.   Autumn Park at Medford

16 Autumn Park Drive

Units may be available as Rentals upon vacancy

Rental Units (1, 2, and 3 Bedrooms)

To be placed on the waiting list go to Triad Improving Housing Opportunities (https://www.triadhousingprograms.com/)

Administrative Agent:

Triad Associates
[email protected]
1301 W. Forest Grove Road, Bldg 3 ▪ Vineland, NJ ▪ 08360
Phone: 856.690.5749

7.   Hartford Village Apartments (Age-restricted 55+ Community, One Bedroom Apartments)

16 Autumn Park Drive

Units may be available as Rentals upon vacancy

55 Plus Rental Units (1 Bedrooms)

To request an application and be placed on the waiting list for this development, contact Volunteers of America & The Michaels Group, the project’s

Administrative Agent:

The Volunteers of America and The Michaels Group Leasing Office
609-714-6200 TTY 711
[email protected]
https://www.voadv.org/locations/hartfordvillage/

8.   The Willows at Creekside Apartments

Ingerman Affordable Housing

237 Route 70

Units may be available as Rentals upon vacancy

Rental Units (1, 2, and 3 Bedrooms)

To request an application and be placed on the waiting list for this development, contact Ingerman, the project’s

Administrative Agent:

The Willows at Hartford Road Leasing Office
609-654-1042
[email protected]
https://livewillows.com/communities/the-willows-at-creekside/

9.   The Willows at Medford (Formerly The Heights at Medford)

Ingerman Affordable Housing

311 Stephen's Rise

Units may be available as Rentals upon vacancy

Rental Units (2 and 3 Bedrooms)

To request an application and be placed on the waiting list for this development, contact Ingerman, the project’s

Administrative Agent:

The Willows at Medford Leasing Office
609-654-1042
[email protected]
https://livewillows.com/communities/the-willows-at-medford/

10.   The Willows at Hartford Road

Ingerman Affordable Housing
200 Morley Boulevard (off Route 70 @ Hartford Road)

Units may be available as Rentals upon vacancy

Rental Units (1, 2 and 3 Bedrooms)

To request an application and be placed on the waiting list for this development, contact Ingerman, the project’s

Administrative Agent:

The Willows at Medford Leasing Office
609-654-1042
[email protected]
https://livewillows.com/communities/the-willows-at-hartford-road/

Township Affordable Housing Plans And Reports

MIDPOINT REVIEW REPORT FOR THE THIRD ROUND HOUSING ELEMENT AND FAIR SHARE HOUSING PLAN

The Township of Medford is inviting any interested party to submit comments to the Township, with a copy to Fair Share Housing Center(Monitoring - Fair Share Housing [email protected]), regarding whether any sites no longer present a realistic opportunity and should be replaced. Any interested party may by motion request a hearing before the Court regarding these issues. Click Here for the report.

Medford Township's Annual Affordable Housing Report (August 2021).

Please click HERE for report.

Affordable Housing report
Affordable Housing report
Affordable Housing report

Burlington County Community Development Block Grant (CDBG) and Home Programs

The Burlington County Office of Community Development administers grants and loan programs funded through the US Department of Housing and Urban Development. Programs include the Home Improvement Loan Program and the First Time Homebuyers Program.

To apply contact the Community Development by phone at 609-265-5072 or Click HERE for their website.

Township of Medford Rental Housing Rehabilitation Program

The Township of Medford is now seeking interested landlords to participate in the Township’s Rental Housing Rehabilitation Program! Owners of rental units can receive up to $15,000 per unit for major code-compliance repairs in exchange for applying a deed restriction to maintain each program-assisted unit as affordable housing. Click on the flyer HERE; visit CGP&H or contact Corinne Markulin at [email protected] for more information.

CDBG/HOME Program
Effective: June 15, 2022
Issued by US Department of Housing and Urban Development for
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
BURLINGTON COUNTY

1 PERSON 2 PERSONS 3 PERSONS 4 PERSONS 5 PERSONS 6 PERSONS 7 PERSONS 8 PERSONS
Extremely Low Income (30% MFI) $22,150 $25,300 $28,450 $31,600 $34,150 $36,700 $39,200 $41,750
Very Low Income (50% MFI) $36,900 $42,200 $47,450 $52,700 $56,950 $61,150 $65,350 $69,600
Low Income (80% MFI) $59,050 $67,450 $75,900 $84,300 $91,050 $97,800 $104,550 $111,300

MFI = Median Family Income